By filling out an application and providing any information to Payday-LoanShop.com, you are agreeing to be contacted by any lenders, partners, or affiliates of Payday-LoanShop.com.
Although we do everything we are able to do to protect your data and personal information, you agree that we are not responsible for any marketing communications you receive from third party lenders, loan matching services, and non-affiliated third parties as a result of your utilization of our loan matching service. Once we submit your application to third party affiliates, loan providers, and matching services, we have no control over how they use that data and information.
Payday-LoanShop.com complies with OLA requirements signifying that we have met all guidelines in relation to transparency, accountably, and choice regarding the collection and distribution of your personal information. These requirements are only specific to information we collect through this site and is not applied to information that is collected by third party websites, lenders, or other matching services.
Payday-LoanShop.com advices anyone to put their home phone, cell phone, or any other personal telephone, on the national ‘Do Not Call’ list and to use a designated email for receiving business communications and solicitations from online sources. However, by providing your information to Payday-LoanShop.com, you consent to being contacted by us, and third party affiliates, regardless of you status on the Do-Not-Call Registry. It is good practice to avoid using your personal email that is used for family, friends, and day-to-day communications with online services. Be prompt in reporting any party abusing your data.
When you visit Payday-LoanShop.com, we may place a cookie, a small piece of information, on your computer through your internet browser. This allows our website to communicate with your computer for the purposes of identification, improving user experience, authentication, remembering login information, maintaining security, and saving your personalized preferences. You are able to reject cookies through your website browser settings at any time, however some features may not be available without certain cookie options enabled. Some cookies may track your personal information as well.
WHAT INFORMATION WE COLLECT:
We collect all the information you provide to us while on our Website. This includes your name, date of birth, telephone number(s), home address, email address, Social Security number, employment information, income information, bank account information, personal references and any other information that you provide to us. We also collect IP addresses, type of Web browser and operating system, type of computer used and Web page http headers and all other information relating to the pages our visitors access.This site is intended for you to submit an application in order to receive an immediate loan decision and also to obtain information on loan related products. You must submit the required information to be considered by one of the third party loan providers. Even if you do not complete the full registration process, any personally identifiable information submitted may also be collected for our use.
HOW WE USE COLLECTED INFORMATION:
The information we collect is used to help us determine which loan product may be of interest to you. Your personal, demographic and profile information may be used to help improve our Website, for marketing, editorial, promotional, statistical analysis and feedback purposes. Any information collected may be added to our databases for the purposes of sending upcoming postal mailings, emails, SMS text-messaging, telemarketing new product information, new service information, site updates and/or status of online orders. Currently we do not utilize these methods of communication with applicants but reserve the right to do so in the future.
Through your use and submission of information on our Website, you agree that even if your number is found on a do-not-call registry, or similar registry, you may be contacted in any manner listed in this section. We reserve the right to share, sell or otherwise disclose your information to third parties. If you utilize our opt-out procedures we pass that information on to all third party loan providers that receive your application data for loan eligibility determination.
Submission of information through your use of our website means you agree to receive mobile marketing, including but not limited to text-message based marketing, from us and from our third-party advertisers and marketers. Although we do not utilize this currently, we retain the right to do so in the future. Even though your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right, and you agree that we may contact you via text-message-based marketing and in accordance with applicable state and federal law. Additionally, your registration and/or use of our website, amounts to your acknowledgment that such an act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “TSR”). If your telephone number is listed at the Federal Trade Commissions Do-Not-Call List, we retain the right and you consent to allow us to contact you via telemarketing, in accordance with the TSR.
HOW WE SAFEGUARD YOUR INFORMATION:
Although no data transmission over the Internet can be guaranteed to be 100 percent secure, we network all information collected in a technically and physically secure environment. While we strive to protect your personal information, you transmit any information at your own risk. We cannot warrant or ensure the security of any information that you transmit. Upon receipt of your transmission, we make reasonable efforts to ensure its security on our systems. We strictly limit access to this information only to employees who need the personal information to perform a specific job. Your information is not accessible to the public. In the event that we learn of an information security breach with respect to your personal information and in compliance with applicable state and federal laws, we will notify you via email along with any applicable regulatory agencies. However, notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
YOUR OPT-OUT RIGHTS:
If you want to opt-out from receiving communications from us and/or our third-party partners, please do not submit any of your information to us. When you submit personally identifiable information while visiting our website, you have automatically opted in, meaning you are requesting that we share your personal information with third parties. However, when you receive marketing communications or are otherwise contacted by these third parties, you should directly notify them of how you would like you information used and shared by them.
OUR PROTECTION OF THE PRIVACY OF MINORS:
We do not permit individuals under 18 years of age to obtain our products and/or services. If you are under 18 years of age, do not submit your information as it will be removed from our site immediately.
OUR RIGHT TO CHANGE OUR POLICY WITHOUT PRIOR NOTIFICATION:
PO Box 710
Spokane, WA 99210-0710