TERMS OF USE

PLEASE READ THIS DISCLAIMER AND AGREEMENT CAREFULLY BEFORE ACCESSING OUR SITE. BY USING OUR SITE, YOU ACKNOWLEDGE YOU HAVE READ THIS DISCLAIMER AND YOU AGREE TO BE LEGALLY BOUND BY ALL THE TERMS AND CONDITIONS CONTAINED HEREIN. WHENEVER YOU VISIT Payday-LoanShop.com YOU ACCEPT THE PRACTICES AND POLICIES DESCRIBED IN THE TERMS OF USE, MARKETING, AND PRIVACY POLICIES.

You agree that our website, Payday-LoanShop.com, authorizes you to use this site solely for your own personal and non-commercial use. Continued use of this website constitutes an agreement with these Terms of Use, The Privacy Policy, and The Marketing Policy. If you do not agree to be bound these conditions and Terms of Use please exit the website immediately. Throughout these Terms of Use, Payday-LoanShop.com may be referred to as; Payday-LoanShop.com, us, we, our, site, company, or website.

DISCLAIMER

Payday-LoanShop.com is not a lender and does not make any loans or credit decisions. This website itself is not an offer or solicitation to lend. Everything on this site should be considered a commercial advisement. The loan application process is provided to match applicants with one, or multiple, lenders based on the application data. Any information provided will be shared with lenders and third parties who may attempt to market to you. Applications are submitted to multiple lenders in order to provide applicants with the best chance for approval.

Payday-LoanShop.com, the website, and any operator of the website is not an agent or representative of any lender or service provider and does not endorse any service or product. Payday-LoanShop.com is not acting as a representative, agent, or correspondent for any service provider or lender. Not all lenders provide the same loan amounts, interest rates, or terms. Cash and credit transfer times will vary among the lenders and in some circumstances faxing additional documentation or verifications may be required.

You understand that lenders may, at their discretion, access your credit report to assist them in making any lending determinations. You are under no obligation to use Payday-LoanShop.com’s service, nor apply for credit of any type with any lender. Completion of this application in no way guarantees that you will be approved for any offer. This service in not available in all states. States serviced may change without notice.

If you are offered a loan, for details or inquiries about that loan please contact the individual lender. Payday loans, installment loans, and other types of short term lending is meant to provide short term financing and should not be considered a long term financial solution. All terms relating to any approval you may receive are from the lender offering the loan and not from Payday-LoanShop.com. Read these terms thoroughly as Payday-LoanShop.com assumes no responsibility or liability for the offers you receive.

Opting-Out of Further Communications

By submitting your application to us, you are authorizing Payday-LoanShop.com, or our affiliates, to send you commercial emails in the future. You have the option to ‘opt-out’ of having personal information passed on to certain third parties who may wish to market their products and services to you. If you do not wish to receive such marketing materials you can indicate this to us by making sure to either check, or uncheck, the relevant box(s) on the application. Several advertisements will also offer an unsubscribe option within the solicitation itself. If you want to opt-out and not receive commercial emails, send an email to the individual affiliate who is sending you the marketing materials in addition to Payday-LoanShop.com at contact@Payday-LoanShop.com. Payday-LoanShop.com can only ensure that your name and information is removed from our database, we cannot guarantee, or be held responsible, for stopping marketing and communication from third party companies.

Changes in Terms of Use

Payday-LoanShop.com retains the right to make changes or additions to this agreement without prior notice. Your continued use of the site after the company makes such changes or additions will signify that you agree to any and all terms contained herein. You are encouraged to visit this site periodically to review any changes to the Terms of Use, Privacy Policy, and other Disclaimers. Payday-LoanShop.com reserves the right to terminate any or all of its websites and content or services at any time, and without prior notice to its users.

Use of Site

Payday-LoanShop.com expressly authorizes the use of this website for personal use only. This includes viewing the content and retaining documents for personal use. Any transmission, distribution, or duplication of any material contained anywhere on this website is expressly prohibited without the prior written consent of Payday-LoanShop.com. Any availability of service of this site does not mean that Payday-LoanShop.com is distributing or soliciting any person where such services are prohibited by law.

You agree that you will not engage in any activates related to Payday-LoanShop.com that are contrary to, or in conflict with, any applicable law, regulations, or terms of any agreement you may have with us.

You agree that you will not use any automatic device or manual process to monitor or copy our web pages, or the content contained herein, without our prior expressed written permission. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the functioning of the site. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content from our website without the prior expressed written permission of the company.

Company Use of Content Submitted

Any unsolicited communication or material you transmit to the site by electronic mail or otherwise, including any data, comments, suggestions, questions or the like, is and will be treated as, non-confidential and non-proprietary. Any unsolicited communication or material that you transmit or post may be used by the company or its affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting, distribution or posting. Furthermore, the company will be free to use any ideas, concepts, or techniques contained in any unsolicited communication or material you send to the site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing.

Payday-LoanShop.com may contain links within the website to other websites. These sites are not owned, operated, or maintained by Payday-LoanShop.com, and we have not reviewed those sites and do not endorse, nor warranty, and are not responsible for any of those websites’ content, information, or advertisements. These Terms of Use and conditions apply only to Payday-LoanShop.com, and not any other site. As such, you are encouraged to personally read the terms of each website you visit, and you understand that you visit those sites at your own risk.

Links to any part of Payday-LoanShop.com, or any subdomain are acceptable so long as they are done in a fair and lawful manner. If you are linking to our website you agree that you will not take advantage of, damage, suggest any association with, or otherwise harm Payday-LoanShop.com in any way. We reserve the right to remove any links or any linking permission without notice.

Images and Media

Images of people or places displayed on the site are either the property of, or used with permission by, the company. Unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes, among others.

Dealings with advertisers

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the site, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. The company shall not be responsible or liable for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of such advertisers on the site.

Age Requirements/Children’s Privacy

By using this website you agree that you are 18-years-old or older. Payday-LoanShop.com does not knowingly collect or transmit information from anyone under the age of 18.

Disclaimer of Warranties

Neither Payday-LoanShop.com, nor any other party involved in creating, producing, or delivering the site materials, makes any representation or warranties whatsoever. Everything on this site is provided to you “As Is” without warranties of any kind, either express or implied. This includes, but is not limited to, implied warranties of merchantability, non-infringement of third party rights, freedom from viruses or other harmful code, and fitness for a particular purpose.

While Payday-LoanShop.com uses reasonable efforts to include accurate and up-to-date information on the site, Payday-LoanShop.com makes no warranties or representations as to the site’s accuracy. Payday-LoanShop.com disclaims any and all liability for the accuracy, completeness, or correctness of such information. While the company uses reasonable efforts to safeguard the security of the site, there can be no guarantee that such safeguards will successfully prevent unauthorized alteration in the site’s content or functionality. Payday-LoanShop.com assumes no liability or responsibility for any unauthorized alterations in the content or functionality of the site.

Website Security

Payday-LoanShop.com uses its best efforts to safeguard the security of your information however, there can be no guarantee that such safeguards will successfully prevent unauthorized access to any information. The company follows industry standards to protect your information. Payday-LoanShop.com assumes no liability or responsibility for any unauthorized access to your personal data.

Limitation of Liability

This site, and all information contained herein, is provided on an “as is” basis. We make no warranties and representations regarding our site. Your use of this site is at your own risk. Neither the company, nor any other party involved in creating, producing, or delivering the site, assumes any responsibility and shall not be liable for any damages to, or viruses, that may infect your computer equipment or other property, or account of your access to the site, or your downloading of any material, data, text, images, video, audio, or other media from this site. NO PARTY SHALL BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THE SITE. IN NO EVENT WILL Payday-LoanShop.com BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY, OR ANY TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

Disruption of Service

Access to our website may vary from time-to-time, and may be unavailable, delayed, limited, or slowed due to causes beyond our control. Payday-LoanShop.com makes no guarantees as to the availability of the website.

Copyrights and Trademarks

The names and logos of Payday-LoanShop.com may not be used without prior written authorization. This website contains material that is either owned or licensed to Payday-LoanShop.com. These and other copyrighted or trademarked materials are protected by applicable federal copyright laws. By downloading, copying, or reproducing any copyrighted or trademarked materials, you agree that you do not obtain any ownership rights in such materials.

Governing Law and Jurisdiction

These terms shall be subject to any other agreements you have entered into with Payday-LoanShop.com. Your access and use of this site are governed by the laws of the State of Washington. The terms and conditions, any disputes or claims arising from these Terms of Use will be governed and construed in accordance with the laws of Washington.

By using this site you agree that any issues arising relating to the terms of this website will be filed in the state or federal courts consent to the exclusive jurisdiction of the courts of the State of Washington. Payday-LoanShop.com reserves the right to initiate proceedings relevant to your breach of these Terms of Use to your State of residence or any country of relevance. Any failure to act on a breach of these Terms of Use does not waive our right to act on such a breach at a later time, consistent with any applicable laws or regulations.

Severability

In the event any term or provision of these Terms of Use are held to be unenforceable, the remaining terms and provisions shall remain in full force and effect.

Entire Agreement

The provisions of this agreement and these Terms of Use, constitute the entire agreement between the parties with respect to the matter hereof.

CONTACT US:

You can contact Payday-LoanShop.com about these Terms of Use, the Privacy Policy, or for any other purpose by writing to us at:

Payday-LoanShop.com
PO Box 710
Spokane, WA 99210-0710